Posts from September, 2008

I'm Not Giving Up My Holiday!

2008-09-30 17:08:57

Are you feeling the strain because of the failing economy? Do you struggle to make ends meet each month? But are you adamant you need your annual holiday, just to get away from things?

Secured loans may be for these people. A recent poll found that 75% of people would not allow their plans of a getaway be affected by the crunch, compared with 19% who said they could no longer afford the break they had hoped for. An online survey by Kayak found that 90% of those asked regard taking at least one holiday a year as one of the top five factors that contirbute towards their overall happiness. 98% of those asked said that they would sacrifice other luxuries, in order to pay for their holiday, with more than a third saying that they would ditch dining out and shopping, in order to save their holiday pennies.

So if you don't want to give up on your dream of the annual holiday with the family, search online for a loan that suits your requirements today. If you opt for a secured one, the rates are usually better, and as long as you can make the repayments and won't be in any more financial difficulty, it could be the answer.

Pay for Holidays on Your Credit Card

2008-09-28 15:12:56

Over the autumn/winter, one third of Brits are likely to be taking some sort of holiday, collectively spending £8bn. But, as we read in the news of airlines going bust left, right and centre, Abbey are recommending that people protect themselves and pay for their winter breaks on their credit cards.

This method offers immediate protection in case something goes wrong with the airline and can offer more financial security than other payment options.

Also bear in mind any charges that may be incurred by using the credit card abroad. Some cards don't incur these charges, and are well worth a look at.

£11m Repossession - The Biggest Yet

2008-09-23 15:54:05

A house, valued at £11m, has been repossessed in London - one of the most expensive repossessions in history.
The 6 bedroom home belonged to a financier, who became wealthy for setting up Scoot.com in the 1990s. But, after the company collapsed a few years later, and a fine for £290,000 from the FSA in 2004, the entrepreneur began to struggle.

This development just goes to show that shortfalls can happen to the well-off as well.

 

Health Insurance for Kids

2008-09-19 10:49:01

Tesco health insurance have launched a new plan, for children. Unlike most plans, which cover children as part of an adult policy, the new Tesco plan is available just for kids - parents don't have to insure themselves to benefit from the cover.

The policy offers access to a professional for consultations, tests and diagnosis and private treatment if a child has to go to hospital for an operation or procedure that can't be treated within six weeks on the NHS.

It's nice to know that there is a policy out there which will secure the health of your child, without the need to insure yourselves.

Slop Buckets... Really?

2008-09-18 13:37:49

The UK government has today released plans to introduce the slop bucket - the weekly collection of waste food throughout the UK. So, not only have some local councils taken away weekly rubbish collections, they now expect us to live for a week at a time, accumulating waste food in a giant bucket.

A trial of the system cost £1.6m, and now, the authorities have declared that the whole of the UK should introduce these slop buckets to their kitchens. Those who still have the weekly rubbish collections aren't too keen on the idea... it's been noted that many homes reported an increase in vermin after the introduction.

Local authorites have already said that they will need new equipment for the slop bucket collection, which will cost tens, if not hundreds, of millions of pounds - £10 increase in council tax will pay for that... Surely it would be more cost effective to return to the weekly rubbish collections?






Borrowers Building Up More Debt Before Seeking Help

2008-09-16 15:03:05

It seems people are racking up higher amounts of debt before thinking about IVAs. In August, the average amount of debt accrued by people before they sought aid was £47,000, compared with £35,750 in June and £32,750 in May.

Organisations such as the Citizens Advice Bureau and the CML have advised people to talk to relevant companies as soon as possible about managing their debt, and the solutions that are available to them.

 

 

A Secured Loan Could Help with a Paradise Wedding

2008-09-15 15:14:47

Opting to take out a secured loan could help people who are eager to get married abroad. Brides Magazine has explained that there are a number of factors which lead people to have their big day overseas - weather, superior products and better value for money.

Recently released data from the Office of National Statistics shows that in 2006, there were 275,140 weddings in the UK - a fall of 4% since 2004. Could this be because people are swanning off abroad for their big day? If this is what you want to do,have a think about secured loans to help get you there - you can search online to find one that suits you, at a competitive rate.

 

Students Not Covered by Home Insurance Policies

2008-09-10 12:49:50

A study by Sainsbury's home insurance has shown that students who have decided to live away from their parent's home are likely not to be covered by their family's home insurance policies. UCAS has revealed that the research showed 25% of home  insurance policies don't cover students while they are away from home, leaving thousands unprotected.

Check the policy before the students move away. Some insurance policies do cover them, so there's no point shedding out for a new one. Insurance is essential for students, as they are prime targets for theft. Many of their homes are left unoccupied for long periods of time during the day, and over vacations, and thieves watch for this.

 

Women Lose Out in Top Jobs Race

2008-09-04 12:34:27

The number of women in senior posts in politics, the law and the media has dropped compared with last year according to a report by Equality and Human Rights. They said that in 12 of 25 job catergories it studied, there were fewer women holding the top jobs.

Women's representation has however increased in eight areas, including company directors and the civil service.

According to the findings, there are now fewer MPs, cabinet members, national newspaper editors, senior police officers and judges, NHS executives, trade union leaders and heads of professional bodies, compared with 2007.

It blamed Britain's business culture of longer working hours and inflexible working practices for the news, by discouraging women who want to both work and have a family.